Student Health Coverage

It is difficult for a student studying abroad if they get sick in a foreign land. Visiting a doctor can be very expensive. So, it is essential for students going abroad to obtain health coverage. This is to ensure that the students can access necessary medical care without facing financial difficulties. The student health insurance plan will cover a range of medical services, such as:

• Outpatient doctor visits
• Hospitalization and emergency care
• Prescribed medication 
• Diagnostic tests
• Ambulance transportation

While the level of coverage may vary due to various factors, most plans will cover about 80%- 100% for private doctors and emergency transport like ambulances. Similarly, they will also cover all the charges for a shared ward and treatment in a public hospital. It is crucial for students to carefully choose the insurance plan and ensure coverage that meets the requirements of the country’s specific medical needs. Through AIMS Education- the best consultancy in Nepal, we have successfully helped students review and purchase an ideal OSHC plan. 

Hospital treatment can be costly for international students who may not get free healthcare services. So, they should choose a proper student health coverage plan that will lessen their financial burden.

Important Details on OHSC

Having proper health coverage is crucial for international students. These are some important details about student health coverage:

Student Health Coverage For International Students

When studying abroad, having proper health coverage is crucial for international students. Here are some important details about student health coverage:

University Health Plan

Most universities offer a health insurance plan designed for students. This plan usually covers basic medical services, hospitalization, prescription drugs, and emergency care on or near campus. It's often the most convenient and affordable option for international students.

Private Health Insurance

International students can also purchase private health insurance from various providers. These plans offer more comprehensive coverage, including benefits like dental, vision, mental health services, and coverage for dependents. However, private insurance can be more expensive.

Travel Health Insurance

Travel health insurance provides temporary coverage for the duration of your studies abroad. These plans are designed for emergencies and basic medical needs while travelling. The coverage is usually limited compared to other options.

Government Health Plan

Some countries have government-sponsored health insurance plans that international students can enroll in. Examples include the National Health Service (NHS) in the UK and Medicare in Australia. Eligibility and costs vary based on the location.

Parents' Health Plan

If you are under a certain age, you may be able to remain on your parent's health insurance plan while studying abroad. Check with your parents' insurance provider for details on coverage and eligibility requirements.

School-Sponsored Plan

Many schools offer a health insurance plan specifically for international students. These plans are designed to meet visa requirements and provide basic medical coverage during your studies.

Importance of Coverage

Having proper health coverage is essential for international students. Medical emergencies or unexpected illnesses can be costly without insurance. It's crucial to research and understand your options to ensure you have adequate coverage during your time abroad.